What Is A Non Owned Auto Insurance Policy?
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaWhen an employee uses their car in the conduct of your business and is involved in an accident, your liability concerns are handled by your non-owned auto coverage. If you don’t own a car but want to have a driver’s license, a non-owned auto policy can be obtained to prove that you insurance.Answered on May 9, 2014flag this answer
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasThat's a great question! Non-owned insurance is a type of policy that allows coverage for you, when you don't actually own the vehicle. A good example? You own a pizza joint, and the deliveries are made by the employees, in their cars. One of them has an accident. Your company has a non-owners policy, that covers the claim. It allows for payment for the repairs, even though you, the company owner, don't own the car. Thanks for asking!Answered on May 13, 2014flag this answer
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