1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    By definition, an agent works for a company to identify risks that the company is willing to insure.  In some states there are "brokers" who represent several companies, however, they are normally acting as agents when they actually bind coverage.  A car insurance agent then is a person who collects information that allows a company to weigh a risk and make an offer of coverage.  An agent also advises the public on coverages, limits and exclusions.
    Answered on February 18, 2014
  2. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    Great question! The agent is the person who should be helping you find the right policy for you, Then being your go-to guy for any issues that may ever arise. The agent should be your advocate,  educator, and protector. They should develop a good working relationship with you, one that can last many years. I hope that you find one like that for yourself! Thanks for asking!
    Answered on May 6, 2014
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