What Determines Insurance Rates On A Car?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   There are many factors that determine your auto insurance premium. Some of the major factors are: the ages of the drivers to be covered by the policy, the year, make, model of the vehicles to be covered by the policy, the amount of coverage being sought, the garaging zip code of the vehicles, and the motor vehicle records of the drivers to be covered just to name a few.

   Answered on November 4, 2013

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