1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Several things can get you dropped from your auto insurance policy. One could be not making your payments which could result in policy termination. However assuming you make your payment on time the main reason is increased risk. A poor driving record is usually the primary contributor of your policy being non renewed. DUI's and wreckless driving are top of the list or a combination of multiple accidents and moving violations will do it. You won't be cancelled for one or sometimes even two accidents but have that third one and in most cases you may be dropped. There are some carriers that do have a no drop promise so something to consider.
    Answered on May 6, 2013
  2. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Attempting to turn in fraudulent claims would be the first thing that comes to mind. If you do no provide accurate information when applying for coverage or when turning in a claim with a carrier they will more than likely not want to keep you on as a client.
    Answered on October 28, 2013
  3. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    Great question! The easiest ways are to falsify your application or claim; stop paying it; Start having multiple accidents, dui's etc.  I can't say any of these are really good things to do, and I would ask why you would want to get dropped. Doing so typically has bad results for you on subsequent attempts to get insured, and driving without insurance is even worse. If you want out of your contract, just call them, and tell them you'd like to cancel the policy.Thanks for asking!
    Answered on April 23, 2014
  4. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    You can expect to be dropped from your car insurance policy if your license is suspended or revoked, regardless of the reason. You can expect to be dropped if you fail to make premium payments. You can expect to be dropped if you start to use your car for commercial purposes (like delivering pizza.)
    Answered on September 17, 2014
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