1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    You can lower your car insurance rates by doing the following:

    Consider raising your collision and comprehensive deductibles.

    Check to make sure you are receiving all of the available discounts including multi-policy, 55 and retired and alarm system.

    SHOP SHOP SHOP!!! When you shop different companies, you may be able to reduce your premium. A respected website will offer multiple quotes from top-rated companies. You may save more than you thought was possible.
    Answered on May 7, 2013
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    You can lower the premium by reducing coverage.  If you have physical damage coverage you can also increase the deductible.  This does not necessarily lower the cost of insuring an automobile.  The greatest price you can pay is to be in a collision and not have sufficient insurance to cover the claim.  That situation can send you into bankruptcy.
    Answered on March 10, 2014
  3. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    There are many steps you can take to lower your car insurance rates. There are numerous discounts that are offered by most insurers, so taking advantage of all of them (if  applicable) is critical. An experienced broker can help you find them.

    Being covered for the most cost-effective benefits and the right company is also important since it could mean the difference of hundreds of dollars (or more). Comparing rates is a must and will put more money in your pocket.

    LIVE answer provided by: ED Harris - Premier car insurance broker for 33 years and owner of several top-rated websites that offer the lowest available rates.
    Answered on June 9, 2014
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