1. 627 POINTS
    Dan Lyles
    agent, Lyles Insurance, Wheelersburg, Ohio
    There are many factors that go into an auto insurance rate. drivers' ages and driving records, location, marital status, residential status (owner vs. renter), having prior insurance, claims history and credit history are some of the major factors. Of course, the levels of coverage you select plays a big factor as well. And be sure to look for discount opportunities.
    Answered on April 2, 2014
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