I was in a car accident on March 7 (my fault), nobody was injured. Geico totaled my car and paid me by March 12. I got a call on March 13 indicating that my insurance may not cover all vehicles involved but their insurance may close the gap if there is one and not to worry for now. I have yet to hear anything further. I’m scared I’m going to be sued. Will I hear anything further?
How do I know when my car accident claim is complete?
7647 POINTSview profileMark Bartlett CLCSBranch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance CarriersYou will receive a final letter when the claim is finally closed. What it sounds like is you carried low limits of liability and property damage and didn't have enough insurance to cover all the damages you are responsible for. At this point Geico will pay out to your limit and the other parties polices should pick up the gap under their under-insured motorist. (if the other parties had uninsured motorist coverage) It is possible the other parties insurance companies may come back after you personally for the gap or they may just write it off. Or if the other parties did not have coverage under their own insurance they could also come back after you as well. You will have to wait and see. Usually in these situations it takes a little while to figure out who is paying who so give it time. You will be notified.Answered on April 3, 2014flag this answer
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