1. 1615 POINTS
    Ryan Andrew
    President, The Andrew Agency, Richmond, VA
    Depending on your state, most insurance companies use credit as a rating factor. The better your credit the better your insurance rate. If you own your home and have lived there for a year or more insurance companies can get a soft hit on your credit report without your social security number. You will need to provide this information in order to purchase the policy but if you just want a quote it is not required.
    Answered on May 28, 2013
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