Some of the agencies out there like Geico, that utilize a direct write system, close the deals over the phone.
While you can get an online quote, you have to speak to an underwriter who will run your MVR and adjust the annual premium.
With an independent agency, like the one I am with, we can do almost everything over the phone. The only other requirement is a signature on the applications/discounts/waivers. These signatures, however, do not require an actual meeting, it can be done via e-mail or fax.
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Some of the agencies out there like Geico, that utilize a direct write system, close the deals over the phone.
While you can get an online quote, you have to speak to an underwriter who will run your MVR and adjust the annual premium.
With an independent agency, like the one I am with, we can do almost everything over the phone. The only other requirement is a signature on the applications/discounts/waivers. These signatures, however, do not require an actual meeting, it can be done via e-mail or fax.
I hope this helps.