It depends. Insurance sold by the car rental companies is expensive, and is a major source of profit for them.
According to most state statutes, the rental company is required to automatically provide you with the minimum liability limits required in that state. Most people would want more coverage than the state minimum, so there are several options to consider.
1. Check your own personal auto policy and see if it covers cars you rent for personal use. If it does, then there isn't anything else you need to do, your current policy covers you.
2. Another option is to check and see if the credit card you use to rent the car provides you with any insurance protection. Many do, and they provide at least as much coverage as the deductible you have on your own policy.
3. Finally, if none of these options are satisfactory, then you should consider buying insurance from the car rental company.
The above options only apply for personal use of the rental car. If you are using the car for business purposes, you should check and make sure your employer has "hired and non-owned" auto insurance coverage - this will cover you. If not, then you should consider buying the insurance from the rental company.
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According to most state statutes, the rental company is required to automatically provide you with the minimum liability limits required in that state. Most people would want more coverage than the state minimum, so there are several options to consider.
1. Check your own personal auto policy and see if it covers cars you rent for personal use. If it does, then there isn't anything else you need to do, your current policy covers you.
2. Another option is to check and see if the credit card you use to rent the car provides you with any insurance protection. Many do, and they provide at least as much coverage as the deductible you have on your own policy.
3. Finally, if none of these options are satisfactory, then you should consider buying insurance from the car rental company.
The above options only apply for personal use of the rental car. If you are using the car for business purposes, you should check and make sure your employer has "hired and non-owned" auto insurance coverage - this will cover you. If not, then you should consider buying the insurance from the rental company.