If I Change My Deductibles One Day Will A Claim Be Covered The Next?

if I lowered my deductables today and had an accident tomorrow, would it be covered?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The deductible is applied to damage to your car.  When you change the amount of the deductible you are only changing the amount of the claim that you pay.  The obligation for the company to pay the claim has not changed.  The company might consider it odd and rule out fraud before paying the claim. 
    Answered on February 27, 2014
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