1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    If you have a valid drivers license, then you should be able to secure coverage with a carrier directly or through your states insurance pool. Securing coverage through you state's insurance pool program is typically much more costly than a regular carrier. After you have gone at least three years with a clean motor vehicle record you should be able to get placed with a regular carrier rather than the high risk carrier.
    Answered on October 26, 2013
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