Even if someone has car insurance, if you choose to sue them you have to file in small claims court unless this is a much larger claim. I would reach out to an attorney to get more details. When someone has insurance, usually that company will give you a settlement however sometimes what they offer is not what you can get or should be awarded which you end up in court anyway.
There are some great attorneys that specialize in accidents. I do not know what state you are in so I cannot make a recommendation but just do some homework. Get someone that is reputable. Good Luck.
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There are some great attorneys that specialize in accidents. I do not know what state you are in so I cannot make a recommendation but just do some homework. Get someone that is reputable. Good Luck.