1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A great deal of information used in an auto quote is automated. The program knows who the drivers are in the household, what cars are registered to the address and the losses and driving records are easily obtained. In California we also get the estimated annual mileage for every vehicle. It is very difficult to manipulate the data as so much is public information.
    Answered on November 7, 2014
  2. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! Please remember that quotes are just that - an effort to get you to purchase their product, and not an actual price. The best way to get lower quotes is to seek more of them, and don't be afraid to tell one company that another beats their price. A good way to lower your auto insurance cost is to look at the company that your life or homeowners insurance is with. Bundling your policies with one company will often lower the prices them. A good driving record never hurts also...Thanks for asking!
    Answered on November 10, 2014
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