Since I am an Independent agent, I should preface this by saying that I do not nor ever have represented USAA. They are a very large insurer that does a lot of things right. While I am not insured by USAA I have been previously and continue to use my membership advantages for banking and travel services.
I suggest you simply call the company at 1800-531-8722 and find out.
I suggest you simply call the company at 1800-531-8722 and find out.