How To Get Discounts On Car Insurance?

  1. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    Great question! There are a couple of great ways to get discounts. Having a clean driving record will get you discounts with some companies, better yet, it helps keep your rates lower! You can also consider adding another car to the policy, or bundling other policies (renters/homeowners, etc) as many companies will give discounts for that also. Feel free to contact me if you need more information. Thanks for asking!
    Answered on April 24, 2014
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  2. 102 POINTS
    David Hurd
    Owner / Agent, David Hurd, Farmers Insurance - Mansfield, Mansfield, Texas
    Each company is different. My experience on the topic, it begins with a clean driving record and a positive credit history. Beyond those obvious foundation setters, adding additional policies spreads the risk of the insurance company which rewards the prospect with a significant discount on multiple policies. Next, many companies offer discounts for certain professions. Examples: Firemen, Teachers, Accountants, Doctors, Nurses and many more. These individuals show dedication for a career and stability which equates to a long term potential client. Finally is Life Insurance. By adding a Life policy the client adds yet another policy and with may companies, multi-line polices compound discounts. It also a building block for financial stability as a family grows to protect assets and financial future of the beneficiaries.
    Answered on September 19, 2016
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