1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    There are several criteria that you could use, however, my recommendation is that you select an agent that you can trust.  The company is important but not critical.  State Insurance Commissioners are obligated to make sure that the companies that they admit to do business in your state will honor the promises that they make.  On the other hand, the agent can guide you into wise decisions regarding limits and coverages.  At the time of claim the company will perform but they will only perform to the limits that you and your agent set, so make sure you have an agent that you trust.
    Answered on April 1, 2014
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