1. 910 POINTS
    Ken Boncela
    Ageny Owner, Farmers Insurance, Ken Boncela Insurance & Financial Services, Oswego, lllinois
    The very "cheapest" car insurance is none!  $0!  You won't find a better price than $0.
    However.............there are MANY options when it comes to auto insurance and the cost will vary by the coverage and company you choose.  If you want professional counsel in reviewing your needs, contact a few local local insurance agents.  If you are do-it-yourselfer, you can find coverage online.  Whatever you do consider this: cheap coverage typically imples minimum coverage.  Minimum coverage may become VERY expensive for you if you don't have the coverage to adequately cover the damage to your property and the potential loss of your assets if judgment is brought against you for the damage you cause others.
    Answered on March 7, 2014
  2. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Cheap car insurance can be as little as $20 or $30 per month, depending on where you live, the type of car you drive, your age, and of course, the liability limits you have. Some carriers offer discounts that can total as much as 50%.

    It is, however, important to understand that state minimum liability limits may leave you underinsured. Although low liability limits result in very cheap pricing, it's important that we, as experienced unbiased brokers, advise you which coverages may be the most appropriate.

    To find the lowest rates, always utilize an experienced broker. Not only do we offer unbiased advice and top-notch websites, but you can also save time and money by quickly finding the best prices.

    The quoting process typically takes only a few minutes and you'll be able to view the best options in your area.
    Answered on March 7, 2014
  3. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Cheap auto insurance is a policy that provides all the coverage you need when you have a claim.  Everything you receive as the result of a claim makes the premium you paid a minor issue.  If you have the lowest legal limits and are in a serious accident it is possible that the claims could drive you into bankruptcy.  The cheapest auto insurance is designed by an agent for you.  The agent will give you options and you can decide.
    Answered on March 7, 2014
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