1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    The rate for a twenty-one year old could very greatly from geographic location to another and from one carrier to another. There are also many other factors to take into consideration for this scenario. Some of those things are the amount of coverage sought, the type of coverage sought, the vehicle driven, the insured's driving record, the insured's credit history, and much more. Please contact a local agent to get a rate quote. They best equipped to assist you in making a more informed decision.
    Answered on June 21, 2013
  2. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    Depending on your state and which carrier that you get and they type of coverage you need. In Montana the rates are not based off of your gender. Rates are determined by many things such as your driving history and prior insurance and they type of auto you drive. Also your credit can play a roll in ratings also. I have many 21yr old clients some pay as little as 58.00 a month to as high as 400 a month.

    You can also go to your state insurance commissioners office and many times they have a rate guide that will give you the average rate for each carrier.
    I recommend that you contact a local agent they should be able to compare rates for you.
    If you do not understand what insurance coverage's are and what they mean an online quote from  a carrier might not be the best option for you a well informed agent should be able to compare rates and explain the coverage's and what you need. I know at our agency Best Rates Insurance Inc we run our office 24/7  to help our clients.
    Answered on June 21, 2013
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