1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    When you and the adjuster agree on the value of your car, you will receive a check for that amount minus the deductible listed in your policy.  If you are not at fault you will receive the same amount from your insurer but may recover the deductible after your insurance company subrogates against the “at-fault” driver.
    Answered on June 23, 2014
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