1. 1265 POINTS
    Drew Delaney, J.D., CLCS
    Commercial Lines Producer, Secure Investors Group, INC, Troy, Michigan
    As a rule of thumb I always recommend you have as much coverage on a rental car as you would the cars you own.  

    Typically, this is not an issue because most agents will automatically put you down for "non-owned/hired" autos on your personal policy.  This is just an endorsement to your policy that will extend your liability and collision coverage to cars you are legally borrowing or renting.  Make sure you check your policy for an endorsement like this.

    Other options:  you can get rental insurance through the car rental agency or your credit card sometimes offers coverage for rental cars, just call the company and ask.
    Answered on June 24, 2013
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