1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Most insurance companies will give you one speeding ticket, in fact since most companies only do periodic checks, they may not know about the ticket right away.  The effect on your rates should be minimal if at all.  This varies by company however so check with your local agent.  Do not call the insurance company to ask them directly however.  That phone call could result in a check and depending on the company, could result in an increase if you have more than the one incident on your record or you are getting a discount for a perfect driving record.
     
    Answered on April 27, 2013
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