How Long Do Accidents Affect Car Insurance In New Jersey?

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   Frank Winterle

   Principal, Creative Insurance Services, Gloucester City, NJ

   I depends on the carrier. Some carriers review accidents and tickets that occurred during the last five years for eligibility and tiering on new business, while others only go back three years. Once a policy is inforce, the usual time is three (policy) years....meaning that an accident does not come off in the middle of the policy period, it is removed at renewal.

   Answered on November 27, 2013

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