How Long Can You Remain On Your Parents Auto Insurance?
- 2210 POINTSview profileBrenda HansonVice President/Agent, Best Rates Insurance Inc, Kalispell MontanaDepending on your state laws but in Montana as longs as you are living in the same household you need to be listed on the policy as a driver. When a policy gets issued most carriers the applications clearly states have you listed all drivers in the household or child who has regular access to the auto listed on the policy. The other oprion would be you be excluded from your parents policy but then if you do happen to drive their auto there is no coverage .Answered on June 21, 2013flag this answer
- 16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WIBased on my education and experience within the industry so far, as long as a child resides at the same address as their parents the child typically can be part of the same auto insurance policy that the parents have. In fact any blood relative living in the same household can typically be part of the same auto policy with almost all carriers.Answered on October 29, 2013flag this answer
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