How Does No Fault Auto Insurance Work?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Basically no fault means just that! The insurance company pays for its own insured regardless of who may be cited for the accident. Hence the term no-fault, since the insurance company holds neither driver at fault. There are only a few states that have no fault laws in place. Michigan is one, and there are a few others. If you do not live in a no fault state then you cannot get no fault auto insurance.
    Answered on April 16, 2013
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