How Can A 17 Year Old Get Cheap Car Insurance?

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   Elizabeth Rooney

   Teen drivers are among the most expensive to insure, because they have the most tickets and accidents.  A 17 year old can reduce her auto insurance by 1) comparing prices, 2) buying an older car that does not need comprehensive and collision (full coverage), and 3) by driving fewer miles in a year.  Some kinds of cars are more dangerous and therefore more expensive to insure, so make sure you check insurance rates before you purchase a vehicle.  A teen driver may also be excluded from having an insurance policy on his own, so it usually makes sense to join a family policy.  You would also want to take advantage of any multi-car or multi-line discounts offered by your insurance company.  These would be the same way that any driver can reduce her insurance rates, but for the teen driver it is particularly important to follow these steps.  In addition, a clean driving record is paramount.  So drive carefully and those rates will go down over time.

   Answered on February 25, 2014

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