Coverage can vary by State. In Texas, a standard private passenger auto insurance policy will cover you in a rental car as a tempory substitute - and damage to the rental unit actually comes under the Property Damage coverage for contractual liability.
Although it IS covered, I STILL buy the physical damage waiver coverage offered by the rental companies. I don't want the rental company filling a claim on the vehicle for something I was NOT responsible nor tagging my credit card for a LARGE amount and using up my credit limit.
Although it IS covered, I STILL buy the physical damage waiver coverage offered by the rental companies. I don't want the rental company filling a claim on the vehicle for something I was NOT responsible nor tagging my credit card for a LARGE amount and using up my credit limit.
Hope this helps!