Does My Insurance Cover A Borrowed Car?
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482It is possible that your personal auto policy does extend coverage onto another car while it temporarily replaces your own. This is something that would be important to discuss with your Insurance Professional of course. Also, keep in mind that if coverage does extend, only the coverage that you have in your policy will apply. So if for example, you have an older car and are not carrying Comprehensive or Collision, then your policy would also not cover such damage in the borrowed car either..Answered on May 20, 2014flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaAuto insurance follows the car. The limits of insurance on the car will govern the claim in the event of an accident, even if you are driving someone else’s car (with their permission.) In the event that the coverage on the car is insufficient your insurance company might provide additional coverage. It would be best to consult your agent about that.Answered on May 20, 2014flag this answer
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasThat is a great question! The answer is call your agent and see what if any of your coverage would cover you in the borrowed car. You would want to make sure that you have coverage enough in case something bad were to happen. Check first, just to be safe. Thanks for asking!Answered on May 21, 2014flag this answer
Did you find these answers helpful?
Yes
No
Go!
Add Your Answer To This Question
You must be logged in to add your answer.
.JPG){kind=avatar}
