Does My Geico Insurance Cover Me When I Rent A Car?

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   Jim Winkler

   CEO/Owner, Winkler Financial Group, Houston, Texas

   Great question! If you have comprehensive and/or collision coverage, often it will apply, regardless of the vehicle you are driving. BUT, you want to check with your agent about your specific policy, as not all companies insure a vehicle other than the one listed on your policy. I am not a Geico agent, so I can only tell you the general rules. If your policy doesn't , you have a couple of options- the first is to purchase a policy from the rental company, the second may save you a few bucks if you want to spend a few minutes on the phone - many credit cards will include rental card insurance coverage as a perk, if done through their partners - especially cards issued through airlines. It might be worth the call to find out. Thanks for asking!

   Answered on May 1, 2014

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