Does Getting Married Affect Auto Insurance?
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WIYes, in most cases. Rates for married vs single are different amoungst most companies. How it will affect your rates is unpredictible because it depends on whether or not you were residing in the same household over the last year for starters. In Wisconsin at least if you reside in the same household you must be listed on each others policies if separate insurance is carried. To know exactly how getting married would affect your rates, I would suggest contacting your local agent to discuss it with them.Answered on April 30, 2013flag this answer
7647 POINTSview profileMark Bartlett CLCSBranch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance CarriersBeing Married or not married is a rating factor in auto insurance. This is not to be mistaken as a discount. Variable rating factors ultimately determine your final rate. Being married in most cases has a favorable rating factor. The criteria is with almost all insurance carriers is you must reside together or be able to explain a really good reason why you are not residing together if you wish to obtain the married rate. The spouse is not necessary required to be listed on the policy as an operator but must be disclosed as a household member.Answered on April 30, 2013flag this answer
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