1. 47 POINTS
    Kevin Haney
    A.S.K. Benefit Solutions, New Jersey
    The auto insurance company may request a copy of your credit report in connection with a quote for coverage. Many carriers use credit scores to determine the premium rates to charge each driver. A soft inquiry would be logged on your file. This differs from a hard inquiry which is associated with credit seeking activity. Soft inquiries are not a factor in determining your credit score.
    Answered on July 3, 2014
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