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Your car insurance policy will cover the cost of renting a substitute vehicle if you have added the rider to your policy. Although some carriers include the coverage, you may be required to add this benefit to your policy.
Typically, you are reimbursed approximately $15-$30 per day and it will cover your expenses while your own vehicle is being repaired. Often, there is a 30-day maximum benefit period.
If the accident is not your fault, then the other driver's insurance will most likely pay for your expenses instead of your current company. Sometimes you can negotiate the amount you will receive from them.
If your vehicle is not involved in an accident or covered claim, the insurer will not pay for expenses to rent a vehicle. However, the insurance to cover the vehicle may be extended from your personal policy. Check with an experienced broker to review specific policy provisions.
Agent, Rural Mutual Insurance Co., Union Grove, WI
If you are referring to a rental car, yes your auto insurance would provide coverage if you have full coverage ( collision and other than collision coverage ) on your vehicle with a rental car endorsement. Typically this coverage is a limited dollar amount per day up to 30 days. If you were not at fault for the accident and the other party's insurance is paying for the damage to your vehicle they may pay for a rental car while your vehicle is in the shop. Read your policy completely to know your coverages and exclusions or contact your local agent to have them go over the coverage and exclusions offered.
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Typically, you are reimbursed approximately $15-$30 per day and it will cover your expenses while your own vehicle is being repaired. Often, there is a 30-day maximum benefit period.
If the accident is not your fault, then the other driver's insurance will most likely pay for your expenses instead of your current company. Sometimes you can negotiate the amount you will receive from them.
If your vehicle is not involved in an accident or covered claim, the insurer will not pay for expenses to rent a vehicle. However, the insurance to cover the vehicle may be extended from your personal policy. Check with an experienced broker to review specific policy provisions.