Does Car Insurance Cover Windshield Damage?
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WIIf you have comprehensive ( other than collision ) coverage on your auto insurance policy then windshield damage may be covered by your policy possibly less your deductible. Read your policy completely to understand the coverage provided and exclutions that may be contained within or contact your local agent to have them go overt the policy with you.Answered on July 11, 2013flag this answer- 2210 POINTSview profileBrenda HansonVice President/Agent, Best Rates Insurance Inc, Kalispell MontanaComprehensive coverage covers rock chips , deer. vandals, Trees, Theft , and Hail, Along with other things that are similar minus your deductible. Each carrier has it's own guidelines as to what it will cover but those are the basic description of coverage. Basically anything that is not caused by you. Here in Montana they have started a new coverage that is simply deer coverage They will pay up to a $1000 worth of damage with no deductible with Liability only. Sometime this is a better coverage for those older cars and most claims in our state are caused due to deer. Also Some carriers rock chips are free to repair and the deductible would not apply. Talk to a local agent and see what works best for youAnswered on July 11, 2013flag this answer
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482If you include Comprehensive coverage on yourcar, then window glass coverage would be included. Many companies give you the option of purchasing "Full Glass" protection which means that you would not have to pay a deductible if you suffered damage and filed a claim. It is important to understand the conditions and limits of that protection however. In most saces, your insurance company will pay to repair or replace glass, but will not pay any extra should you decide you wanted original market glass.Answered on July 11, 2013flag this answer
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