Does Car Insurance Cover Mechanical Problems?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   Possibly if your policy carries and endorsement for breakdowns or the mechanical problem is the direct result of a covered loss. Many auto insurance carriers offer road side assistance endorsements to their policies that provide some limited coverage for mechanical breakdowns. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions there may be.

   Answered on July 26, 2013

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