Does Car Insurance Cover Keying?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    If you have Comprehensive or commonly called Full Coverage, then vandalism such as keying would be covered.  If you have only liability then no it would not be.  Find out what the repair cost would be.  If it is not too great then you may want to take care of it yourself rather than having a claim against you on your auto insurance.  While it won't affect the rates, an accumulation of a lot of small claims can raise a red flag to some companies.  Talk to your agent about this.  Do not call the company unless you plan on filing the claim.  Many companies will count it as a claim anyway if you call to inquire, even if you do not turn in the claim.
    Answered on May 29, 2013
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