1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    If the vehicle has light damage you will probably find it difficult to obtain physical damage coverage.  That is because the vehicle is already damaged.  If you are trying to insure a car like this make sure that the agent carefully annotates his file and communicates completely with the insurance company.  For your own safety have the vehicle checked by a dealer or approved station to determine if there is any damage to the chassis.
    Answered on March 14, 2014
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