1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    Your auto insurance rate does not always go up after a claim. For example, if you were involved in an accident where the other driver was at-fault but did not have insurance, you should not be surcharged.

    Likewise, comprehensive claims such as glass-breakage may not result in an increased rate. Also, with some policies, the first at-fault accident you have, may not raise the premium.

    Each carrier is different so using an experienced broker can help you find the carrier that best meets your needs. A reputable website provided by a broker can also help you shop for the best deals.
    Answered on May 3, 2013
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