Does Auto Insurance Follow A Driver?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Yes, if you are driving someone else s car and you are involved in an accident your insurance pays first. If the damages go beyond your insurance limits then the car owners policy would pay. Anyone who has a drivers license needs to have insurance or a Financial Responsibility Bond even if they do not own a car, unless they do not drive at all. If you loan your car to someone make sure they have insurance.
    Answered on April 13, 2013
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