Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
An automobile policy covers only a vehicle. Personal property can be covered by purchasing a tenants or homeowner’s insurance policy. Generally, the tenants or homeowners policy will extend coverage up to ten per cent of the personal property limit in the policy for property that is away from the residence. Theft of property from automobiles is becoming the crime of choice for many.
Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
Personal property stolen from your vehicle may be covered, depending if a rider was added to the policy or the property is permanently attached. This situation is fairly common in my 33 years in the business as an auto insurance broker.
Typically, your home insurance policy covers these items, but each situation is different.
LIVE answer provided by: Ed Harris - Premier auto insurance broker and owner of several consumer websites that offer the lowest car insurance prices to consumers.
Chief Executive Officer, Coastal Homeowners Insurance Solutions, Rocky Point, NY 11778
Auto insurance is designed to cover your automobile. In my experience personal property would not be covered by your auto policy. Coverage could be provided from your homeowners insurance policy or renters policy. Be careful to have the off-premises theft coverage included in your homeowners or renters policy or coverage would not be provided for theft that occurs away from your home.
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Typically, your home insurance policy covers these items, but each situation is different.
LIVE answer provided by: Ed Harris - Premier auto insurance broker and owner of several consumer websites that offer the lowest car insurance prices to consumers.