Does Auto Insurance Cover The Car Or The Driver?
1365 POINTSview profileRobert Attala LUTCF, PFPAgency Owner, A1 Insurance LLC, Arizona, California AgencyGreat Question. Usally and you should always check with your current insurance compay. Insurance follows the car not the driver. So if you borrow my car with my permission and you get an a car accident my auto insurance should cover the accident. So please check with your current insurance compay for more detail.Answered on April 25, 2013flag this answer
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WIWhen it comes to auto insurance and you are driving another vehicle that is not your's your insurance will be primary for the liability coverage and then the liability insurance for the person that owns the vehicle would be secondary. Comprehensive and collision coverages typically are only for the vehicle that they are registered to. As always read your policy completely to know what is covered and what exclusions the policy may have or call your local agent and have them go over the coverages and exclusions with you.Answered on April 25, 2013flag this answer
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