Does Auto Insurance Cover Accidents That Occur Off The Road?

  1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Your auto insurance policy may cover you for driving off the road. This would really depend on what you mean by off the road. If you are involved in an organized racing or off-roading event then this type of activity would be specifically excluded. Best advise is to talk to your local agent about the coverage of your auto policy.
    Answered on May 1, 2013
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