No, you do not need to have your own insurance on the car you are driving. However, you DO need to be at least listed as a driver. Just like it's illegal to drive without a license or permit - it is also illegal to drive a vehicle without insurance!
If you own your vehicle I can provide some free quotes at: www.PaInsuranceMadeEasy.com
If you own your vehicle I can provide some free quotes at: www.PaInsuranceMadeEasy.com