I have been covered under automobile insurance with the same company for years, i’m changing companies and i’ve already provided the declaration page to my new insurance company but they stated they need proof of coverage faxed to them. What else could I send

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   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   They might be looking for “evidence of insurance.”  This is a form provided by your new insurance company.  They might be looking for the Insurance ID cards provided with your policy.  They might be trying to be difficult, in which case your state insurance commissioner would be someone interested in your plight.

   Answered on April 1, 2014

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   In Connecticut, where I have been licensed since 1985, if an insurance company needs to have proof of prior continuous insurance coverage, the declaration sheet is the preferred and universally accepted document to certify such proof. In fact, most companies con't accept just an Insurance ID Card because they are not considered to be as strong a document. If by chance you let your old policy lapse so that there is a gap in coverage, that might be the cause of the problem. There is no reason I can think of in my experience why a valid in force declaration sheet would not be acceptable as proof of prior coverage. You could go to the Insurance Commissioner as previously suggested, but it also may be worth reconsidering your move in the first place.

   Answered on September 30, 2014

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