Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
Typically, you must be the owner of a vehicle to buy insurance that covers it. You can request the transfer of the title on a non-owned vehicle. The process is fairly simple.
The car that is not titled in your name can be insured by the owner. He/she can simply contact an experienced broker and request free quotes (online, if they prefer that method) and view the best deals. Once insured, other drivers may also occasionally drive the vehicle if not in the same household.
Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
There are a small handful of carriers that will actually allow you to insure a vehicle you do not own. An example would be dad bought the child a car but wants the child to have his or her own policy. This may be allowed in some cases but you would need to discuss with an independent agent about these arrangements.
Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
Typically, you buy insurance on a vehicle that is registered and titled to you. The car insurance declarations page will have your name and other information listed for easy view.
However, it is possible that there could be drivers listed on the policy that are not the owners of the vehicle. This is quite common.
Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
Depending on your states requirements. In Montana you have to have an insurable interest in the auto . Other cases where you can insure a car that is not in your name is when you have a child living in your home and you have your car and theirs on the policy. There are other reasons why you would do this example would be your fiancé lives with you and you both drive only one car but the car is just your fiancés name the yes you could place this on a policy that you and your fiancé are on the policy and even thought you do not own the car you own the policy and they are now the 2nd named insured
Agent, Rural Mutual Insurance Co., Union Grove, WI
If a vehicle that you are driving is not registered to you then you would want to purchase a non-owned auto policy. This type of policy is for a person that does not own an auto but does drive the vehicles of others. It typically only provides liability coverages, not physical damage coverages.
Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
More than likely not. Here in CT, the named insured on the auto policy needs to match the registered owner of the car. Now, that having been said, it would be a very good idea for you to speak with your Insurance Professional about any coverage options that may be available to you. If you are going to be a regular driver of this person'e car, you may be added to their auto policy. It may also be possible for you to obtain a "named non-owner' policy. This would provide you with liability coverage but would not provide any physical damage coverage (Comprehensive and/or Collision) on the car that you are driving.
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The car that is not titled in your name can be insured by the owner. He/she can simply contact an experienced broker and request free quotes (online, if they prefer that method) and view the best deals. Once insured, other drivers may also occasionally drive the vehicle if not in the same household.
However, it is possible that there could be drivers listed on the policy that are not the owners of the vehicle. This is quite common.