1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    You can apply for car insurance online with some, but not all companies. Often the carriers offering online applications, however, may have a higher rate than others.

    To compare the lowest car insurance rates online, use an experienced broker that will be able to shop for the best rate and coverage, and explain what options are best for you. Depending on where you live or the type of vehicle you drive, you may save quite a bit of money.
    Answered on May 22, 2013
  2. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Buying online is possible but from my experience often has disastrous results. Unless you a very knowledgeable in insurance coverage's I do not suggest an online purchase. I have seen many who have purchased online auto insurance thinking they had all the coverage they needed only to find themselves significantly under-insured in a claim situation. I highly recommend you consult with a local independent agent who can explain coverage's and shop for competitive pricing.
    Answered on May 22, 2013
  3. 447 POINTS
    Thad Bynum
    Owner/ Partner, Bynum Insurance Agency, Inc, Clayton, GA
    It is absolutely possible to purchase automobile insurance online. I have found that the standard of care given to customers purchasing online tends to be minimal as price is usually the only issue. Even though I sell auto insurance, I myself have dialed the 1-800 insurance numbers and priced online and when they are quoting my insurance, I have never had anyone match my coverage's. On the other hand, they have always reduced my coverage's to match prices. You need to purchase your automobile insurance from the person that you will call when really bad things happen. Someone you can trust and depend on when you need them the most. Remember, all insurance policies are good until the claim hits.
    Answered on July 7, 2015
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