This is a rather ambiguous question because I am wondering as compared to whom?
I will assume that you mean as compared to a male of similar race and gender.
Briefly, please do not take this answer as being racist or sexist, but premiums are based upon loss ratios, which are the results of actuarial studies based upon region, gender, race, age, and a million other details. Typically, women pay a slightly higher premium just because statistically more women make claims then men. Now this might be because more women are driving (i.e. more numerous claims) or because men drive more aggressively (i.e. causing more accidents).
Now, with this being said, women can shop around to obtain a cheaper premium. Moreover, women can take defensive driving courses and carry more liability insurance to obtain discounts at a later date. If a woman maximizes her discounts then her premium will be negligibly higher than a male of the same age and race.
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I will assume that you mean as compared to a male of similar race and gender.
Briefly, please do not take this answer as being racist or sexist, but premiums are based upon loss ratios, which are the results of actuarial studies based upon region, gender, race, age, and a million other details. Typically, women pay a slightly higher premium just because statistically more women make claims then men. Now this might be because more women are driving (i.e. more numerous claims) or because men drive more aggressively (i.e. causing more accidents).
Now, with this being said, women can shop around to obtain a cheaper premium. Moreover, women can take defensive driving courses and carry more liability insurance to obtain discounts at a later date. If a woman maximizes her discounts then her premium will be negligibly higher than a male of the same age and race.
Sorry for the unfair answer.