There are loopholes in Ohio law. But generally speaking, if you have a valid drivers license, then you can buy auto insurance.
If you do not have a valid drivers license, you can still buy auto insurance if you own a vehicle. But you will have to have a driver on the policy with a valid drivers license, such as a spouse, family member. In this case, you will have to exclude yourself as a driver (meaning there is no coverage if you drive the vehicle). Most auto insurance companies will also require you to designated a licensed driver as the named insured.
Drivers can also be insured using a valid foreign drivers license. But not all companies will do this. So you will need to look around a little harder.
Also, understand that Ohio has 2 different laws on the table that are completely opposed to one another. So these laws could change drastically in months to come, if either of these proposals go into effect.
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If you do not have a valid drivers license, you can still buy auto insurance if you own a vehicle. But you will have to have a driver on the policy with a valid drivers license, such as a spouse, family member. In this case, you will have to exclude yourself as a driver (meaning there is no coverage if you drive the vehicle). Most auto insurance companies will also require you to designated a licensed driver as the named insured.
Drivers can also be insured using a valid foreign drivers license. But not all companies will do this. So you will need to look around a little harder.
Also, understand that Ohio has 2 different laws on the table that are completely opposed to one another. So these laws could change drastically in months to come, if either of these proposals go into effect.