Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
Your auto insurance policy will cover you in all 50 states and US territories and Canada so you never have to worry about a coverage gap as you take that cross country trip with your family. If you move to a different state, that coverage will follow you, however, in most cases, states will have a regulation stipulating that you will need to register your car in that state within a certain period of time after establishing residency. In CT the time frame is 30 days. Because CT also requires that you have proof of car insurance issued in CT, you will have to obtain insurance here in order to register your car. I believe that most states have similar regulations.
Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
Auto insurers must be admitted in the state where they do business. If you have moved from one state to another the insurance in force will continue in force until you have changed your “domicile.” Thereafter you must deal with an insurance company admitted in that state. There is a strange exception called Excess and Surplus lines, but I doubt that will apply to you and your car.
Insurance Agent, Farmers Insurance, San Francisco Bay Area
Although you cannot purchase a policy from another State than the one you live in, if you find yourself needing to move in the middle of a policy, you do not need to cancel the existing one and purchase a new one in the new State right away. All policies are valid regardless of the State you are driving in, so if you go on vacation, you don't need to buy a new policy for every State you drive through.
However, once you move out of one State and into another, you will need to purchase a policy in your new location. Typically the current insurance company will send you a Notice of Non-Renewal prior to the renewal of your existing policy. But until the policy comes up for renewal, you are able to keep the policy you have in place.
.JPG){kind=avatar}
However, once you move out of one State and into another, you will need to purchase a policy in your new location. Typically the current insurance company will send you a Notice of Non-Renewal prior to the renewal of your existing policy. But until the policy comes up for renewal, you are able to keep the policy you have in place.