In order to drive a vehicle in many States, the law requires a licensed driver to be insured! If the driver does not own a vehicle, a policy form is available by the name of 'Named Non-Owner' Insurance; this insurance provides liability and optional uninsured motorist coverage for the named insured driving a vehicle not titled in his/her name.
If you have a Named Non-Owner Insurance policy, the carrier upon request will issue an SR-22 endorsement to the Governing State Department of Motor Vehicles. In the event that the insurance is cancelled, an SR-26 cancellation form is issued and sent to the Governing Department in order to confirm cancellation of the insurance thus cancelling the SR-22.
If one does not desire to purchase the insurance and is merely attempting to get a Form SR-22 issued, there is no method to do so without keeping active insurance for the term that the SR-22 is required. The SR-22 is simply a reporting form confirming continuous coverage. Many States now require electronic reporting between insurance carriers and the State Department of Motor Vehicles.
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If you have a Named Non-Owner Insurance policy, the carrier upon request will issue an SR-22 endorsement to the Governing State Department of Motor Vehicles. In the event that the insurance is cancelled, an SR-26 cancellation form is issued and sent to the Governing Department in order to confirm cancellation of the insurance thus cancelling the SR-22.
If one does not desire to purchase the insurance and is merely attempting to get a Form SR-22 issued, there is no method to do so without keeping active insurance for the term that the SR-22 is required. The SR-22 is simply a reporting form confirming continuous coverage. Many States now require electronic reporting between insurance carriers and the State Department of Motor Vehicles.