Can I Drive My Friend’s Car Without Insurance?
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WIThat really depends on your friend. In many states you would be driving illegally if you do not have insurance coverage. Does your friend want to put his/her rates at risk if you are involved in an accident. If you do not have insurance coverage your friends insurance would end up paying on covered claims possibly causing there rates to increase or cause their insurance to be dropped. Be a good friend and don't drive without insurance.Answered on May 17, 2013flag this answer
7647 POINTSview profileMark Bartlett CLCSBranch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance CarriersI am an agent in California and in California as long as the car is insured your covered. In other words you do not have to have insurance. You only need be legally licensed. The person loaning you the vehicle would carry the insurance and would also be held liable for for any accident you cause. Keep in mind, just because your friend has coverage this does not necessary protect you in a law suit.Answered on May 17, 2013flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaCar insurance follows the car. It is the car that is insured. If you are a licensed operator you can drive the car and the coverage will remain in force. That also means that the insurance available is limited to the amount on the car. If bare legal limits are maintained you could find yourself in an accident with insufficient insurance and action could be taken against you as the operator.Answered on July 31, 2014flag this answer
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